If you have a lot of money, you aren’t worrying how to pay your bills. On the other hand if your stretching your paycheck month to month like most people I know, your credit card debt is rising. Most people don’t even pay attention to sinking credit. They simply assume it will stay there until they are old and then finally disappear when they die. Unfortunately, this is not the case. Sometimes, credit repair is necessary.
Liens on homes and property one leaves behind are real and it doesn’t have to go down that way. Besides, LIFE is much better when you’re working to repair bad credit. I ran across a site where people there clain 15 minutes looking around changed their credit woes forever. Getting help with credit repair should not be a taboo. I guess people feel if they need repair then they are “broken.” Get that out of your head. It’s just like untangling something and getting professional help with the knot. Perhaps this site can help you improve credit
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I took advice from the media and those they interviewed at the beginning of the year on tv…
…pay off the credit cards (I have one store card and a bank cc).
I’ve been whittling since; what direct debits can stop (e.g., chose a blog over a blog and website) and focused on putting money on, sometimes three times a week.
The Australian government gave a tax refund of $900 to many of us. I put two thirds on my card, and spent $100 on house and pet essentials and another hundred on me (the original reason for the refund was to encourage us to help the economy by spending).
I still have a little way to go to clear the cards, I am feeling buoyant :-)
@Char (PSI Tutor): I am impressed Char! Must be a great feeling. How are you by the way? It’s been a while.